A Terms and Conditions page sets the ground rules for using Michael’s website. It protects the intellectual property of his 13 years of work and limits liability for the information provided online.
Terms and Conditions
Effective Date: December 2025
Welcome to the website of Michael William Maniatis. By accessing or using this website, you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please do not use this site.
1. No Investment Advice
The content on this website is for informational and educational purposes only. It does not constitute a personal recommendation or investment advice. While Michael William Maniatis is a licensed professional with 13 years of experience, the information provided here does not take into account your specific objectives, financial situation, or needs.
- You should consult with a qualified financial advisor, tax professional, or attorney before making any financial decisions.
- The use of this website does not create an advisor-client relationship. Such a relationship is only established through the execution of a formal written agreement.
2. Regional Restrictions
Michael William Maniatis is licensed in 54 U.S. jurisdictions. This website is intended solely for residents of the United States and its territories. It is not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.
3. Intellectual Property
All content on this site—including text, graphics, logos, and articles—is the property of Michael William Maniatis and is protected by copyright and trademark laws.
- You may view and print content for personal, non-commercial use only.
- You may not reproduce, distribute, or “frame” any part of this site without prior written consent.
4. Third-Party Links
This website may contain links to external websites (such as FINRA BrokerCheck, news outlets, or market data providers). These links are provided for your convenience only. We do not control, endorse, or guarantee the accuracy of information on third-party sites.
5. Disclaimer of Warranties
This website is provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the site or the accuracy, completeness, or reliability of the content. We do not warrant that the site will be free of errors, viruses, or other harmful components.
6. Limitation of Liability
In no event shall Michael William Maniatis or his affiliates be liable for any damages (including, without limitation, loss of profits or data) arising out of the use or inability to use the materials on this website, even if we have been notified of the possibility of such damages.
7. Governance
These terms are governed by the laws of the state in which Michael William Maniatis maintains his principal place of business, without regard to its conflict of law provisions. Any legal action regarding these terms shall be filed in the appropriate state or federal courts.
8. Modifications
We reserve the right to change these Terms and Conditions at any time without notice. Your continued use of the site following any changes constitutes your acceptance of the new terms.
